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      <title>Fed Holds Rates Steady, SBA Loan Costs Stay at 6.75%</title>
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      <description><![CDATA[The Federal Reserve left its benchmark rate unchanged on July 29, keeping SBA 7(a) borrowing pinned to a 6.75% prime rate and leaving open the chance the next move is up, not down.]]></description>
      <pubDate>Wed, 12 Aug 2026 08:48:08 GMT</pubDate>
      <dc:creator>Priya Vaithilingam</dc:creator>
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      <title>What a Seed Deck Needs to Survive the First Three Minutes</title>
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      <description><![CDATA[Problem, dated traction, and a mapped ask up front — how to structure a seed pitch deck for the first three minutes of reading.]]></description>
      <pubDate>Mon, 27 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Priya Vaithilingam</dc:creator>
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      <title>Bootstrapping or Seed Round: What Each Actually Costs You</title>
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      <description><![CDATA[Dilution, control, speed, and mistake budget compared — what venture capital and bootstrapping each actually cost a founder.]]></description>
      <pubDate>Sun, 05 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tanya Brooks</dc:creator>
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      <title>What the FTC&apos;s Franchise Rule Requires You to Receive</title>
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      <description><![CDATA[The 23-item FDD, the 14-day clock, and the items that carry the money — what franchise buyers must receive and actually read.]]></description>
      <pubDate>Fri, 12 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Priya Vaithilingam</dc:creator>
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      <title>How to Scope a First Product You Can Actually Ship</title>
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      <description><![CDATA[One question, three layers, and manual work wherever possible — a practical framework for scoping an MVP you can actually ship.]]></description>
      <pubDate>Wed, 20 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Priya Vaithilingam</dc:creator>
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      <title>When Does a Side Hustle Need to Become an LLC?</title>
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      <description><![CDATA[Triggers for upgrading a side hustle to an LLC: liability, entity-required contracts, and state fee arithmetic — not an income threshold.]]></description>
      <pubDate>Mon, 27 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Priya Vaithilingam</dc:creator>
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      <title>How to Split Co-Founder Equity Without Torching the Company</title>
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      <description><![CDATA[Score contribution, vest everyone for four years with a cliff, and write the deadlock-breaker — a framework for durable equity splits.]]></description>
      <pubDate>Sun, 05 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Priya Vaithilingam</dc:creator>
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      <title>Customer Acquisition Cost, Explained With Real Arithmetic</title>
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      <description><![CDATA[CAC, LTV, and payback period with real arithmetic — how to compute them honestly and improve the ratio without cutting growth.]]></description>
      <pubDate>Fri, 13 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Priya Vaithilingam</dc:creator>
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      <title>When Should Founders Start Paying Themselves — and How Much?</title>
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      <description><![CDATA[Founder pay as a budgeted line: trigger rules, survival-salary anchors, and how entity type decides draws, guaranteed payments, or W-2.]]></description>
      <pubDate>Wed, 18 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tanya Brooks</dc:creator>
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      <title>Which Parts of a Business Plan Investors Actually Read</title>
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      <description><![CDATA[Investors read the numbers, the ask, and operational evidence — how to structure a business plan for how it is actually read.]]></description>
      <pubDate>Mon, 26 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Priya Vaithilingam</dc:creator>
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      <title>How to Validate a Business Idea Before You Quit Your Job</title>
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      <description><![CDATA[Deposits from strangers beat praise from friends — a staged validation test that costs weeks, not your savings.]]></description>
      <pubDate>Sun, 04 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Priya Vaithilingam</dc:creator>
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