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    <title>Orer News — Markets News</title>
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    <description>Orer News covers business news, including Business, Finance, and Economy, with clear reporting, context, and practical guides.</description>
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      <title>Prime Rate Holds at 6.75% After the Fed&apos;s Split Decision</title>
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      <description><![CDATA[The Fed left its target range unchanged on a 9-3 vote, keeping the prime rate that indexes most small-business credit lines flat for now.]]></description>
      <pubDate>Wed, 19 Aug 2026 08:48:11 GMT</pubDate>
      <dc:creator>Michael Hayes</dc:creator>
      <category>Markets News</category>
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      <title>Prime Is 6.75%: How That Number Reaches Your Loan</title>
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      <description><![CDATA[Banks post the prime rate, the Fed publishes it, and your note decides when it lands. The spread and the reset date do more work than the headline number.]]></description>
      <pubDate>Mon, 17 Aug 2026 08:48:10 GMT</pubDate>
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      <title>Market Volatility Is a Supply-Chain Problem Too</title>
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      <description><![CDATA[Commodity swings become margin problems where contracts are silent — indexed pricing, bands, and horizon-matching for volatile inputs.]]></description>
      <pubDate>Sat, 01 Aug 2026 12:00:00 GMT</pubDate>
      <dc:creator>Michael Hayes</dc:creator>
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      <title>Reading an FOMC Statement Without the Noise</title>
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      <description><![CDATA[The FOMC statement is a diff — what changes between meetings is the signal that moves floating-rate business debt. A fifteen-minute operator's habit.]]></description>
      <pubDate>Thu, 09 Jul 2026 12:00:00 GMT</pubDate>
      <dc:creator>Michael Hayes</dc:creator>
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      <title>How Oil Prices Become Your Freight Bill</title>
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      <description><![CDATA[Diesel indexes and fuel-surcharge formulas decide your freight bill — how shippers read them, negotiate baselines, and cut gallons.]]></description>
      <pubDate>Tue, 16 Jun 2026 12:00:00 GMT</pubDate>
      <dc:creator>Michael Hayes</dc:creator>
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      <title>Credit Spreads: The Part of Your Loan Rate the Fed Doesn&apos;t Set</title>
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      <description><![CDATA[Your loan rate is benchmark plus spread — and spreads, set by lender risk appetite, can eat a Fed cut. How operators track and time them.]]></description>
      <pubDate>Mon, 25 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tanya Brooks</dc:creator>
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      <title>What the Jobs Report Tells You About Your Wage Bill</title>
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      <description><![CDATA[Average hourly earnings, participation, and sector growth — reading the monthly jobs report as a small employer's wage and hiring input.]]></description>
      <pubDate>Sat, 02 May 2026 12:00:00 GMT</pubDate>
      <dc:creator>Tanya Brooks</dc:creator>
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      <title>How to Read the CPI Report Like a Pricer, Not an Economist</title>
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      <description><![CDATA[Category indexes, services inflation, and core CPI — how operators turn the monthly inflation report into a pricing and financing input.]]></description>
      <pubDate>Thu, 09 Apr 2026 12:00:00 GMT</pubDate>
      <dc:creator>Michael Hayes</dc:creator>
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      <title>What a Strong Dollar Does to Your Import Costs</title>
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      <description><![CDATA[Invoice currency, forward contracts, and landed cost — how importers measure and manage the exchange-rate share of their costs.]]></description>
      <pubDate>Tue, 17 Mar 2026 12:00:00 GMT</pubDate>
      <dc:creator>Michael Hayes</dc:creator>
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      <title>Why Your Credit Card APR Moves When the Fed Does</title>
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      <description><![CDATA[Variable card APRs are prime plus a margin, and prime moves with the Fed — what that link means for business card balances.]]></description>
      <pubDate>Mon, 23 Feb 2026 12:00:00 GMT</pubDate>
      <dc:creator>Michael Hayes</dc:creator>
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      <title>The Yield Curve, Translated for Business Borrowers</title>
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      <description><![CDATA[How the Treasury yield curve prices fixed-rate business loans — and how operators can use it to time refinancing and choose loan structure.]]></description>
      <pubDate>Sat, 31 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Michael Hayes</dc:creator>
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      <title>How a Fed Rate Decision Reaches Your Business Loan</title>
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      <description><![CDATA[Fed funds, prime, SOFR, and the Treasury curve — the transmission chain from a Fed decision to your business loan payment, explained.]]></description>
      <pubDate>Thu, 08 Jan 2026 12:00:00 GMT</pubDate>
      <dc:creator>Michael Hayes</dc:creator>
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