Net 30 vs Net 60: How Payment Terms Quietly Set Your Cash Flow
The gap between delivering work and getting paid is a financing decision you are making on every invoice. Here is how to set it deliberately.
Isabel Duarte · September 13, 2026
Business developments selected for their consequence to smaller companies: earnings that reveal demand, bankruptcies and consolidation, wage floors, tax adjustments and new compliance dates. Entries note effective dates and thresholds. Suited to owners, franchise operators and the accountants who must act on a deadline.
The gap between delivering work and getting paid is a financing decision you are making on every invoice. Here is how to set it deliberately.
Isabel Duarte · September 13, 2026
SBA 7(a) variable-rate loans are capped at the prime rate plus a size-based spread, and a 2026 rule change gave lenders new base rates to peg them to — here's how to read your own note.
Isabel Duarte · August 10, 2026
Escalation language decides who absorbs the next cost shock — the index, the trigger, the cap, and the notice period are the four terms worth fighting for.
Isabel Duarte · August 5, 2026
The FTC's labeling rule requires that all or virtually all of the product be U.S.-made — and unqualified claims now carry civil penalties per violation.
Isabel Duarte · July 14, 2026
"Small" in federal procurement is a measured number — employees or revenue by industry code — and being under it unlocks contracts the big primes cannot bid.
Isabel Duarte · June 21, 2026