Decisions that land on an owner's desk with no department to hand them to: pricing, hiring, leases, insurance, credit terms, and the cost cuts that do lasting damage. Each piece works from real figures at small-company scale. Written for owners, managers and advisers of firms under fifty staff.
Both are revolving credit, but they are built for different jobs — using a card for what a credit line should do costs real money, and vice versa.
Tanya Brooks · April 23, 2026
Turnover is the quiet governor of retail and wholesale cash — too slow and cash rots on shelves, too fast and you're losing sales to empty ones.
Tanya Brooks · March 31, 2026
The IRS expects tax as you earn it — miss the quarterly safe harbors and the penalty arrives as interest you never agreed to pay.
Tanya Brooks · March 8, 2026
When input costs move every quarter, a price set once a year is a margin leak — here is a repeatable process for repricing without guessing.
Tanya Brooks · February 14, 2026
Rent is only the headline number in a commercial lease — the escalations, repair obligations, and exit clauses decide what the space actually costs your business.
Tanya Brooks · January 22, 2026