Big bank small business lending units run on credit-score scripts and SBA wraps, Fed survey data shows. Small banks still approve more files. Here is how the model works and who clears it.
Broker fees on SBA 7(a) loans follow a written cap schedule: 3 percent on small loans, 2 percent up to $1 million, with an aggregate ceiling of $30,000. Every agent fee must land on Form 159, signed by all three parties to the deal.
A federal visit to one metal shop shows where small-business policy attention is pointed right now — and what an owner can do about it.
A new national survey puts a figure on the quietest cost-cutting move in business: owners paying themselves less, or nothing, to keep the doors open.
How low-interest disaster and emergency loan programs work, the paperwork they demand, and why the smartest operators prepare before the storm, not after.
Meta's AI agent now connects to Shopify, QuickBooks, Stripe and more — here is what it does, what it costs, and where the guardrails sit.
Depth, speed and bias profile differ more between outlets than most owners expect. Here is how to match one to the way you actually run your day.
Reviews, red flags and a short checklist for choosing local vendors you can trust with your money.
Amortization, compound interest and payment schedules, worked out step by step.