Markets News
Why Your Credit Card APR Moves When the Fed Does
Card rates are variable, tied to the prime rate by contract — which makes Fed decisions the one input you can watch in advance.
Michael Hayes · February 23, 2026
Markets News
Short, dated items on price and demand: commodities, wholesale costs, shipping rates, currency moves, rent indices and official sales figures. Each entry states the number, the period and the direction of travel. Read by owners setting prices and by suppliers and lenders watching the same series.
Markets News
The Yield Curve, Translated for Business Borrowers
The gap between two-year and ten-year Treasury yields is the market's forecast of the economy — and it prices your next fixed-rate loan.
Michael Hayes · January 31, 2026
Markets News
How a Fed Rate Decision Reaches Your Business Loan
The Fed moves one overnight rate; your borrowing cost is that rate plus a chain of markups — and the chain, not the Fed, is where most of your rate lives.
Michael Hayes · January 8, 2026